USDA Streamline

THE PERFECT LOAN FOR EASY REFINANCING

If you already have a USDA loan, then you’re in luck. That makes you eligible for a USDA Streamline Refinance, one of the simplest ways to refinance available today. It allows you to breeze through paperwork and get back to enjoying your home quickly.

The best part? Since one of the requirements for this refinance is that it has to lower your payment or provide some other benefit, you’re all but guaranteed to come out ahead.

THE BENEFITS

  • No new appraisal required

  • Low and no-closing-cost options available

  • Underwater properties welcome

  • No income verification required


THE REQUIREMENTS

  • You currently have a USDA loan
  • A refinance must reduce your monthly payment by at least $50
  • Your last 12 mortgage payments must have been on time
  • Property must be your primary residence
  • No cash out available

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PLEASE NOTE: LOAN PRODUCTS AND THEIR GUIDELINES CAN CHANGE AT ANY TIME.

DISCLAIMER: This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under underwriting requirements and satisfy all contingencies of loan approval. Rates and terms subject to change without notice. Norcom Mortgage NMLS ID # 71655 (www.nmlsconsumeraccess.org)